It is important to understand that bankruptcy does not exist as a way of discharging debt that was purposely developed without the intention of paying. That is to say, individuals cannot irresponsibly rack up credit card after credit card, and run to the hills of bankruptcy to recover financially.
The circumstances that lead to bankruptcy are innumerable, and result from real issues that are keeping families in debt while they wallow in financial ruin. In fact, in our nearly twenty years of bankruptcy focus, we have yet to meet an individual who is happy to have contacted us.
Medical debts, disabilities, threats of foreclosure because of lost wages, layoffs or income cuts are all items that plague financial livelihoods, and these are the people we are committed to helping.
Our Atlanta bankruptcy attorney understand the uncertainty that lies behind the fact that you can no longer pay your bills, while supporting yourself and/or your family. In fact, we understand that the moment you miss a payment with a creditor, your situation worsens immediately. Late fees, hikes in interest rates, threats, harassing phone calls and letters can lead to poor physical and emotional health as the burden becomes too much to bear. We understand, and we want to help.
Our Atlanta bankruptcy attorney and professional support staff want each of our clients to understand that there is nothing to be ashamed of, despite the mumblings from Congress and the wealthy. These two groups believe that individuals simply quit their jobs one day and file for bankruptcy the next, laughing their way out of debt without consequence. Nothing could be further from the truth.
Considering bankruptcy is a very serious acknowledgment, and is often a realization that leads to severe self-doubt within families. How did I get here? What happened? Our Atlanta bankruptcy attorney can help individuals and families alike answer those questions, while helping them start their financial lives over again.